Lodging Alternatives for Budget Travelers
Lodging costs constitute the bulk of expenses for a traveler. Lodging at hotels can burn a large hole in your pocket. Increasingly, budget travelers are looking for unconventional accommodation...
View ArticleWhat You Need to Know About Investing in Mutual Funds
A mutual fund is a collective investment, pooling money from thousands of investors to create a portfolio consisting of bonds, stocks, and other securities. This is done in keeping with an agreement...
View ArticleMoney Management for Children
Raising children’s awareness on money management serves two important purposes – it helps them understand where money comes from and why it is important to save. Generally, the first purpose is served...
View ArticleHoliday Shopping Without Burning a Hole in Your Pocket
This holiday shopping season is shaping up to be a good one for shoppers, as retailers are competing to lure them with big discounts. Apparel prices have dropped since spring this year and they could...
View ArticleHiring A Market Investment Financial Adviser
Hiring the right financial advisor can be an important step towards managing your wealth better. Before hiring a financial advisor, check his credentials, references and qualifications. Besides this,...
View ArticleCommon Life Insurance Mistakes to Avoid
Life insurance is an important investment, not just for wealth accumulation but also for financial security. People take out life insurance keeping the interests of family members and dependents in...
View ArticlePlan Your Taxes for a Better Tomorrow
Taxes constitute a significant portion of annual expenses a family has to incur. Plan your taxes carefully to avoid shelling out large amounts of your hard earned income on deductions, which could have...
View ArticleTypes of Health Insurance Plans and Cost
It is extremely important that you invest in health insurance. Medical bills stemming from a car accident or major surgeries can be a huge financial set back if you don’t have health insurance. Even if...
View ArticleStudent Loan Consolidation Center
Many people these days are suffering from financial trouble. Financial obligations such as student loans become very difficult to pay. It may be caused by very high interest rate or too much monthly...
View ArticleHow to Fix Your Credit Score
Your credit score plays a very important role in determining how easy it is for you to get loans and how attractive the loan terms are. Any lender you approach will refer to your credit report to gauge...
View ArticleHow to Make Controlled Spending Viable and Stress Free
Saving money for the future does not necessarily have to entail frugal living and sacrificing every single enjoyable thing you do at present. After all, you save money so that you can continue to live...
View ArticleUsing Your Credit Cards Wisely
The credit card is the culprit behind many Americans’ huge debt today. This handy piece of plastic is so useful and convenient that we often manage all our shopping without money just by swiping our...
View ArticleAvoiding Bounced Checks with OD Line of Credits
If you have had to shell out precious dollars in the form of overdraft fees because the check you issued bounced at your bank, then you know the importance of having a safety net in your bank account....
View ArticleSetting Goals For Effective Financial Planning
Financial experts, investment advisors and retirement planners – all advise you of the benefits you stand to gain with proper financial planning. Setting up a structured plan for saving and spending...
View ArticlePlanning For Early Retirement
Why Should You Plan Early For Retirement When it comes to retirement planning, the most often repeated advice you hear is to start planning as early as possible. If you want to have a financially...
View ArticleAre Bonds Safe Investments
Why Bonds are Ideal for Cautious Investors When it comes to investing, stocks are favorite avenues for spectacular returns, but the high risk associated with them also puts off many a cautious...
View ArticleSaving For Your Child’s College Education
A Guide to Saving for Children’s College Education When you think of saving for future expenses, the cost of educating your children is one of the most important financial needs that you should...
View ArticleAIG Sells Asian Life Insurance Moving Closer to Paying Off Debt
AIG is steadily getting closer to repaying the $132 billion debt that it took in 2008 from the government to avoid collapse. The latest step in the direction is AIG’s agreement to sell its...
View ArticleUnderstanding How Home Equity Loans Work
Understanding Home Equity Loans Loans involve intricate terms and conditions that you have to follow very carefully if you want to get a good deal. Of the secured loans available to homeowners, home...
View ArticleHow To Save Money On A Home Purchase
How to Buy a Home Cheap The housing market is the one most affected by the economic downturn that caused savings of many Americans to dwindle down to nothing. The recession wiped out the asset values...
View ArticleStock Investing Tips For Beginners
What You Should Know Before Investing in Stocks Stocks have always been right at the top when it comes to choosing good performers among different investment avenues. Historic statistics show that...
View ArticleIs Debt Consolidation Really A Good Option For You?
Is Debt Consolidation a Solution to Debt Reduction? Many financial experts suggest consolidation of debts as the solution to reduce your debt and become more financially secure. But is this true? Debt...
View ArticleDifferent Between Chapter 7 and Chapter 13
Bankruptcy Basics- Chapter 7 vs Chapter 13 According to the American Bankruptcy Institute, in the year 2010, more than 1.3 million people filed for bankruptcy. The reasons for the bankruptcies varied...
View ArticleAdvantages and Disadvantages of Cash Back Credit Cards
Cash Back Credit Cards – Advantages and Disadvantages If you are addicted to spending with your credit card, a cash back card may be a good option for you. While a cash back card helps you earn as you...
View ArticlePracticing Good Money Management
The Importance of Training your Kids in Money Management Although giving kids an allowance is ok, we rarely realize that it is also very important to teach them to spend it wisely. Merely giving...
View ArticleHow To Avoid Big Credit Card Bills
Tips on Avoiding Huge Credit Card Bills Credit card debt is one of the biggest problems that cash strapped Americans have are facing today. With salaries taking a beating and uncertainty about jobs...
View ArticleImprove Your Credit Score For A Better Job
How Bad Credit Score Affects Your Job Prospects Many Americans may not be aware of this, but quite a large number of employers check credit scores when they are screening applicants for an employment...
View ArticleIs A Short Sale The Right Option For You
Short Sale A Win Win Solution for Unmanageable Home Loans Millions of Americans who have huge home loans to pay off are now finding themselves in a no-win situation. This is because their repayment...
View ArticleWhat Exactly Is Your Credit Score
Your Credit Score What is it and Why is it Important Your credit score is perhaps one of the most important numbers in your life and chances are you don’t even know it. Many Americans are waking up to...
View ArticleDon’t Start Stuffing Your Mattress With Cash Just Yet
Why Banks Accounts are Still Good Places to Keep Cash Post recession a majority of Americans not just lost faith in the economy but also in the banking industry. Some huge, ‘indestructible’ banking and...
View ArticleHow To Prepare Your Home For A Quick Sale
How to ‘Dress Up’ Your Home before a sale The collapse of the housing market has resulted in so many homes being put up for sale that it is difficult to get a good price for your property in this...
View ArticleHow To Score Good Deals On Foreclosed Homes
Buying Foreclosed Homes Getting a Good Deal In the U.S, the housing segment was the worst hit by the economic recession. Despite numerous shoring up efforts by President Obama through various schemes,...
View ArticleHow To Travel On A Budget
How to Travel on a Budget Many people who dream of traveling around the world are content to simply live vicariously through the journeys of others because they believe a world tour would be...
View ArticleIs Refinancing Your Home With Equity Smart
Should You Refinance with Home Equity Many Americans who accumulated unmanageably large debts during the economic downturn are now considering using the equity they have built up in their homes to...
View ArticleAre Your Making Smart Investment Decisions
Are you a Wise Investor? Investing for the future is a task that is best started as early in your career as possible. Although a novice investor cannot aim at duplicating the success of a market savvy...
View ArticleCreating A Budget and Staying Out of Debt
How to Live Within Your Means to Stay Debt Free Debt reduction is a long drawn and effort intensive process. With several thousand Americans struggling with massive debt, the realization that it is...
View ArticleTips For Renting An Apartment
Tips on Renting an Apartment Exercising caution and care is crucial when renting an apartment. It is very important to do enough research before signing the lease agreement of your new apartment. After...
View ArticleAre Bonds Smart Investments
Why Bonds are Best Investments for Baby Boomers With several hundred baby boomers nearing retirement in the coming years, there is much fear about how much strain the social security system can bear....
View ArticleThe Unemployment Rate Continues To Fall
Unemployment Rate Falls in January As the unemployment rate takes a marked dip for the second month in running as per January’s figures, there is cause for rejoicing across the U.S. However, the news...
View ArticleWall Street Tycoons Could See More Bonus Cuts
Wall Street Bonus Cuts Will Reduce Risk U.S. Regulators U.S regulators are all set to address the growing concerns about top financial institutions paying huge bonuses without considering long term...
View ArticleInvestors Take A Closer Look At The Undervalued Yuan
Yuan ‘Substantially Undervalued’- Latest U.S Treasury Report The latest report from the U.S Treasury states that the Yuan is ‘substantially undervalued’. The artificially suppressed valuation of the...
View ArticleBank Of Americas Campaign To Rid Bad Mortgages
Bank of America Gets Serious About Bad Mortgage Clean Up The announcement of a veteran mortgage expert to head the Legacy Asset Servicing unit to take care of bad mortgages and foreclosures has lent...
View ArticleWill the Dollar Step Aside for SDRs?
The dollar may soon be ousted from its position as the reserve currency of the world if and when a new IMF proposal comes into force. A recent report from the International Monetary Fund discusses the...
View ArticleNew Hampshire Wealthiest State Census Bureau Report
The U.S. Census Bureau has released its latest report showing the median income of various states across the country. With a $65,028 median income, New Hampshire heads the list followed closely by New...
View ArticleObama’s Budget to Focus on Reducing Deficit
The focus of the 2012 budget will be on cutting down the deficit, according to budget director Jacob Lew. The statement was made by the director in a talk aired on CNN. If the budget achieves its...
View ArticleThe Euronext Deutsche Boerse Merger Will it Happen?
Earlier this month, the announcement by the London Stock Exchange of its proposed acquisition of the TMX group Canada caused a flurry of excitement. The new entity that arises from this deal would...
View ArticleDebt Ceiling Debate Is it Time for Obama to Take Fiscal Responsibility More...
As the debate over raising the debt ceiling continues to rage, it is clear that the U.S. Government is now facing a stand off of sorts. Pushing up the debt ceiling would, no doubt, make a good...
View ArticleCharges Announced In The Largest Healthcare Fraud In U.S
An estimated $60 billion a year is siphoned off from the Medicare program through fraudulent means. The investigation into healthcare fraud has uncovered this and many other shocking facts even as the...
View ArticleCPI Shows an Increase Is Inflation Set to Go Up?
Even as the government advertises the low inflation rate as a positive development in the slowly recovering U.S. economy, the consumer price index has recorded the largest increase from the end of...
View ArticleContinuing Market Rally Shows Return of Investor Faith
Investors appear to have regained faith in the U.S. economy if the steady improvement in stock prices is any indicator of market sentiment. The S&P 500 has shown a good 6% improvement this year...
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